There continues to be a lot of discussion on who are Medicaid recipients. There definitely are a lot of misconceptions about who is a Medicaid recipient. The general public or those that are vocal also have no idea what it takes to quality for the program.
Here are some facts:
- Sixty-ﬁve percent of Medicaid enrollees in South Carolina are in working families. Children and low-income families account for 26 percent of the state’s Medicaid expenses. The elderly and disabled account for 23 percent of those covered, but they consume 62 percent of the resources. The largest unemployed segment of the Medicaid population is nursing home residents. Three out of four nursing home patients rely on Medicaid for their care.
- Fifty-one percent of Medicaid enrollees are non-Hispanic white.
- Eight out of 10 South Carolinians who are uninsured live in a working family
- Medicaid is the key source of coverage for poor families whose annual incomes are less than the annual health insurance premium. The average cost of commercial coverage for a family is $10,900 per year. And it is rare for adults at this income level to have access to the employer-sponsored insurance options on which most insured families rely. In fact, many persons who are too poor to buy health insurance cannot qualify for Medicaid in South Carolina. These include single parents making more than $7,000 per year, any childless adults, and aged, blind or disabled citizens making over $10,400 per year.
Could you live off of earning less than $10,400 a year? That does includes paying for a place to live, food to eat, utilities and the like as well as pay for health insurance on that salary?